A lawyer purchased a box of very rare and expensive cigars and insured them against fire. Within a month, he smoked all 24 cigars even before paying his first premium on the policy. The lawyer filed a claim against the insurance and in his claim, the lawyer stated that the cigars were lost in a “series of small fires”. The insurance company refused to pay citing the obvious that the man had consumed the cigars. The lawyers sued and won.
A lawyer purchased a box of very rare and expensive cigars and insured them against fire. Within a month, he smoked all 24 cigars even before paying his first premium on the policy. The lawyer filed a claim against the insurance and in his claim, the lawyer stated that the cigars were lost in a “series of small fires”. The insurance company refused to pay citing the obvious that the man had consumed the cigars. The lawyers sued and won.